Car finance: The right car, on terms that suit how you use it.
Whether the car is for you or for the business, we’ll find the agreement that fits how long you plan to keep it, and a lender to match.
- Amount
- From £5k
- Term
- 1–7 years
- Lenders on our panel
- 90+
The deal
What you get.
The usual terms. Every lender sets its own.
- Hire purchase to own the car at the end, PCP for lower monthly payments with an optional final payment to keep it, or a lease to hand it back
- In your own name, as a sole trader or partnership, or through a limited company
- New or used, from a dealer or a private seller
- Fleets set up so cars come off finance a few at a time, not all at once
Where it fits
Cars our lenders finance.
A few examples. If yours isn’t here, ask us.
- Company cars and fleets
- Cars for personal use
- PCO and private-hire cars
- Electric and hybrid cars
- Prestige and classic cars
How it works
From first call to funds in three steps.
- A five-minute call What you need to fund, roughly how much and a little about you or the business. No paperwork up front. Day one
- We search the market We go to the lenders on our panel most likely to say yes, and bring back their early quotes side by side. Usually same day
- Sign and get funded Choose a quote and we handle the application. Once you sign, the lender pays the dealer or seller. Often within a week
Questions
Straight answers.
Something we haven’t covered? Ring us. You’ll get a plain answer from someone who knows the lenders, not a script.
You choose: hand the car back, part-exchange it for another, or make the final payment and keep it. We’ll explain what each option costs before you sign.
It depends on how the car is used and how you want it treated for tax, so check that side with your accountant. Either way, we’ll arrange the finance to suit.
Sometimes, particularly on a private sale. Some lenders check a used car’s history and value before they lend, and we arrange that with them.
Funding routes
Not the right fit? Other funding we arrange.
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A machine, van or lorry: asset finance
Asset finance £5k–£10m · 1–7 years
New or used, with the cost spread over its working life.
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Cashflow, a tax bill or a one-off cost: business loans
Business loans £1k–£500k · 3 months–6 years
A loan over months or years, or cash from equipment you own.
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Invoices waiting to be paid: invoice finance
Invoice finance Up to 90% paid up front
Most of the money now, instead of waiting 60 or 90 days to be paid.
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Business premises: commercial mortgages
Commercial mortgages £50k–£10m+ · up to 25 years
For limited companies and partnerships of four or more partners.
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A brand-new business: new start finance
New start finance Little or no trading history
Your first van, machine or the cash to get going.
Find out where you stand.
One short conversation with a whole of market broker, not tied to any lender. No fee to you, and no obligation.
Get a quote